"The whole of market commercial
mortgage and business finance broker"

What we can do for your clients
 
 

Businesses Buying or Remortgaging Their Own Trading Premises
 

Up to 80% of freehold value still available for most business types with a good trading history, no requirement to transfer daily banking in many cases

Interest-only or part capital repayment options also available.

 

Purchase and Refurbishment Schemes

Up to 84% of valuation available for cases where the property is to be either sold or retained for investment once works are complete. Up to 70% of enhanced value or 100% of the purchase price (whichever is the lower) is available once fully refurbished and let.

Funding is available to all client types including trading companies.
 

Specialist and Portfolio Property Investment

Mortgages available up to 75% of valuation. We are able to assist with off plan purchases, portfolio funding / refinance on forward purchase facilities.

Funding available to onshore and offshore clients as well as Trust and Limited Company Structures including trading companies.

 

Commercial Investment Property
 

Various funding packages available for all commercial tenancy type and length, facilities available up to 75% loan to value.

All types of property accepted, factories, shops, offices etc, with or without residential accommodation above.

 

Residential & Commercial Development Finance
 

Funding still available in this difficult market, particularly for experienced applicants, at rates from 4% over bank base rate.

 

Leisure & Schools

• Restaurants/Takeaways
• Public Houses
• Day nurseries
• Private Schools

Health Care

• Care Homes and other facilities
• Medical Services

Facilities up to 100% are available for Professional Practices including Doctors, Vets, Dentists etc

This can be a highly specialised area requiring thorough sector knowledge and experience of these business types, also precisely what lenders need to be in place for them to be able to provide funding.

 

Bridging Finance
 

Various Schemes available for most property and client types at competitive rates. Up to 78% gross funding is available.

 

Factoring and Invoice Discounting (Cashflow Funding)

Omega has recently launched a dedicated division for handling cases in this complex area, where businesses raise invoices to other businesses, but need instant funds rather than having to wait for those invoices to be paid.

Funding varies substantially between business sectors, and there are a growing number of small independent lenders offering facilities not available through the high street lenders or other large providers .

Because we have a division concentrating exclusively on this type of funding we have excellent relationships with most if not all of these niche funders and can offer facilities tailored to your clients’ individual needs.

To discuss a particular client’s requirements for cashflow funding please call Tim Stringfellow on 07599 712474